Paypal Receive Money Without Account
Paypal Receive Money Without Bank Account
Paypal Receive Money Without Real Name Verification
Paypal Receive Money Without Real Name Vs

Paypal is one of the most convenient platforms for sending and receiving money online without hassle. Once Paypal is linked to your bank account, you can easily transfer funds: Paypal to bank account, bank account to Paypal, Paypal to business, Paypal to Paypal, etc.

Although many users are satisfied with the features and services that the Paypal platform provides, some wish that Paypal would allow users greater anonymity. With the current state of Paypal, it’s impossible to conceal personal details such as: name (first/last) or business; location (city/state); and/or email address – regardless of the transaction type (including donations).

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Why Paypal should enable anonymous donations and payments…

get with the program Paypal… it’s 2019

Privacy.

Paypal Receive Money Without Account

The chief reason that Paypal should enable anonymous donations and payments is to protect the privacy of its users. Not every Paypal user is comfortable divulging personal details such as name (first/last); business name; location (city/state); and/or email address for every transaction.

Many have argued that including a “business name” isn’t as risky as personal name, however, assuming you’re using an official business name for your Paypal account, with a little digging, most people will still be able to find the name of the business owner (first/last name) plus his/her address.

If your business is registered to your home address – it shouldn’t take much work for someone to track you down. Although a P.O. Box offers an additional layer of privacy – it’s no guarantee of full privacy.

Lack of privacy on Paypal could lead to:

Doxxing: Doxxing is the act of searching for private or identifying information about an individual and publishing it on the internet. It’s possible that the personal information provided via your Paypal could lead to doxxing.
Hackers: Someone who sees the email address associated with your Paypal could attempt to hack your Paypal. If successful, they could wipe out your Paypal cash – and possibly your checking account.
Stalkers: Let’s say you’re a good looking woman running a popular YouTube channel and Instagram – or you’re some dude with a popular website and controversial take on current politics… In both of these scenarios, if you accept Paypal donations, there may be creeps and/or wackjobs who find your personal information – which could lead to stalking and possibly violence. (This is even more problematic if you have family – particularly children).

Demand.

Many people would love it if Paypal offered its users greater privacy protection. In fact, many Paypal users would be willing to pay for greater privacy protection – like a one-time fee or even a recurring, annual fee.

Don’t believe that there’s a demand? Just check out the number of people asking how to conceal personal information on Paypal. Popular search queries on Google include:

Hide name on Paypal
Hide address on Paypal
Hide email on Paypal
Hide personal information on Paypal

Links to people asking how to hide personal information on Paypal… (Compilation of FAQs)

Can I hide my personal info from buyers? (Paypal)
Can I hide my personal info from buyers? (Paypal)
Can I hide my personal info from buyers? (Quora)
Can I hide my personal info from buyers? (StackExchange)
How can I hide my name and location in the Paypal.me link? (Reddit)
How can I hide my name and location in the Paypal.me link! (Reddit)
Hide Paypal email used for donations (Reddit)
Multiple Questions to do with Paypal security/privacy (Reddit)

There’s no good reason Paypal forces sharing of personal information for all transactions…

There’s no good reason that Paypal forces its users to divulge certain details with others – especially when making or receiving donations. Some might argue that personal information needs to be shared for tax purposes, etc. – but it really doesn’t.

Once you’ve verified your Paypal account and received a certain quantity of money, Paypal already knows your personal information (name, address, banking information, social security number, etc.). It is the responsibility of the Paypal user and Paypal (if a monetary threshold is reached) to report Paypal earnings and donations on taxes.

What Paypal should do to improve user privacy… (Recommendations)

Below are just a few quick suggestions that I thought of off the top of my head. If you have additional recommendations, let me know so that I can add them to this article.

1. Allow users to receive donations anonymously on Paypal.

If you don’t want personal information revealed to the public – yet still want to receive donations on Paypal – there should be an option to receive donations anonymously (with no sharing of personal information).

Paypal could give its users the option of making a unique “User ID” for the sake of receiving money. Heck, they could even charge them for it (e.g. $20 per ID or $20 per year for privacy, etc.).

2. Allow users to send donations anonymously on Paypal.

It should also be possible to send money anonymously on Paypal. Similar to receiving donations anonymously, it should be possible to create a unique “User ID” (string of letters/numbers or customization).

3. Allow users to modify anonymity status.

If you don’t wish to conceal your personal information on Paypal – you won’t be forced to. However, you should be able to modify your anonymity on Paypal at any time. Furthermore, you should be able to set-up anonymous donations AND send money anonymously at any time.

Lack of anonymity on Paypal may ruin lives

Lack of anonymity on Paypal may not only ruin lives, but it may decrease Paypal use. The goal of Paypal should be to increase use – not discourage it.

Twitch streamer (mid-size)

Below is just one example of what can happen as a result of accepting donations via Paypal – and Paypal’s sharing of personal information with donors.

Nearly two years ago, I was a mid-size Twitch streamer who often received donations through Paypal. Unbeknownst to me at the time, Paypal gave out my real name and address to every single person who donated in the e-mail receipt, and as a result I had to deal with a stalker. Completely shaken by the experience, I stopped streaming altogether, changed my name, and moved to another city. (R)

Note: I didn’t search extensively for cases in which lack of privacy on Paypal caused problems, but if you know of additional cases (or have your own case) – please share in the comments.

Tips for increasing anonymity on Paypal

1. Do not use a personal email address.

If you’re accepting money or donations on Paypal – do NOT use a personal email address or an email address with information that could be used to identify you. If your name is John Johnson – don’t use your email (e.g. [email protected]) or any email that could be linked to your name.

Instead, you can create a separate email address just for Paypal and/or anonymity. An email with a random string of letters, symbols, and numbers would probably be best.

2. Consider a fake business name.

Although this may be against the Paypal terms of service (TOS) – it’s relatively unlikely that Paypal will track you

Paypal Receive Money Without Real Name